Workers Compensation Insurance
Protect the key players on your team – your employees.
You count on them for the service, knowledge and expertise.
They count on you to take care of them if the unexpected happens
Workers Compensation Insurance
Looking for Work Comp insurance in Texas?
Am I required to have Workers Compensation Insurance?
Workers compensation coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.
In most states, work comp insurance is required.
How Much Is Workers Compensation Insurance in Texas?
Because coverage requirements vary by state, the cost of Workers Compensation depends on where your business operates. Other factors that affect your rates include…
- The number of employees you have.
- The type of work your employees do.
- Your claims history.
- Your industry.
Like all insurance, Work Comp is priced based on risk.
Riskier industries and jobs are more expensive to insure than less risky ones. To make sure prices are as fair as possible, they’re determined by classification codes.
Each type of work or industry has a unique code that classifies the industry and risk, and helps the insurance carrier determine a suitable rate.
One way to save money on your Workers Comp policy is to make sure you’ve classified every employee correctly. The secretary for a construction firm, for example, will have lower rates than the bricklayers.
At Insfinity, we understand the importance of keeping your employees safe and sound. After all, they are the foundation of your business.
Contact Us
Insfinity Insurance
21902 State Hwy 249
Houston, TX 77070
(713) 429-0202
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Call our office today and we’ll discuss your needs and options. You can also head over to our quotes page and get started that way too.
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